Last updated: June 2025
DSCRCalc.io ("we", "us", or "our") operates this website as a free calculator tool. This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our site.
We do not collect or store any personally identifiable information. All calculator inputs (income, expenses, property details) are processed entirely in your browser and are never transmitted to our servers.
We use Google AdSense to display advertisements on this site. Google AdSense uses cookies to serve ads based on your prior visits to this website or other websites. These cookies enable Google and its partners to serve ads based on your visit to our site and/or other sites on the Internet.
You may opt out of personalized advertising by visiting Google Ads Settings or by visiting aboutads.info.
For more information about how Google uses data from sites that use its advertising services, please visit: How Google uses data when you use our partners' sites or apps.
We may use anonymized, aggregated analytics to understand how users interact with our calculator. This data does not identify individual users.
Our site may contain links to third-party websites (such as lender websites). We have no control over the content or privacy practices of those sites and are not responsible for their privacy policies.
This site is not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13.
We may update this Privacy Policy from time to time. Changes are effective when posted on this page. We encourage you to review this page periodically.
If you have questions about this Privacy Policy, you can contact us via the website.
The DSCR Calculator is provided for informational purposes only. Results are estimates and do not constitute financial, legal, or investment advice. Lender requirements vary. Always consult a licensed mortgage professional before making financial decisions.